Philadelphia Homes under $400,000

Philadelphia Homes under $400,000

Welcome to the vibrant and historic neighborhood of Philadelphia, Pennsylvania, where urban charm meets modern living! This bustling city, known for its rich history and diverse culture, offers a unique blend of amenities and attractions that make it an ideal place to call home. Whether you're a first-time buyer, a growing family, or someone looking to invest, Philadelphia has a variety of homes under $400,000 that cater to your needs.

Imagine residing in a city that boasts iconic landmarks like the Liberty Bell and Independence Hall, while also enjoying a thriving arts scene, delicious culinary delights, and a plethora of parks and recreational spaces. Philadelphia's neighborhoods are as diverse as its residents, offering everything from historic brownstones to contemporary condos, all within an affordable price range.

Homes under $400,000 in Philadelphia provide an excellent opportunity for buyers to step into the real estate market without breaking the bank. You'll find charming row homes with original architectural details, modern townhouses with open floor plans, and cozy apartments in vibrant communities. Many of these properties are conveniently located near public transportation, making commuting a breeze.

In addition to affordability, Philadelphia offers an array of amenities, including top-rated schools, lively shopping districts, and a rich tapestry of cultural experiences. With a strong sense of community and a welcoming atmosphere, you’ll feel right at home in this dynamic city. Explore the possibilities of owning a piece of Philadelphia today and discover how this incredible city can enhance your lifestyle!

Newest Philadelphia Homes under $400,000

1951 N 52nd St, Philadelphia
$169,900
Make yourself at home at 1951 N 52nd St! This Philadelphia row home offers 4 bedrooms, 1.5 baths, and an open-concept layout with plenty of room to create a space that feels uniquely yours. Bring your vision and explore the possibilities throughout the home. Enjoy a convenient location close to local dining, entertainment, and multiple schooling options. Your next chapter starts here Buyer is responsible for all certifications. Seller never occupied. Neither the seller nor the listing agent make any representation as to the accuracy of any information contained herein. Buyer must conduct their own due diligence, verification, research and inspections and are relying solely on the results thereof. Buyer to pay all closing costs and transfer tax.

1951 N 52nd St, Philadelphia

Listing courtesy of RE/MAX Select Group. Contact:

1951 N 52nd St, Philadelphia
$169,900
4 Beds ⋅ 3 Baths
Make yourself at home at 1951 N 52nd St! This Philadelphia row home offers 4 bedrooms, 1.5 baths, and an open-concept layout with plenty of room to create a space that feels uniquely yours. Bring your vision and explore the possibilities throughout the home. Enjoy a convenient location close to local dining, entertainment, and multiple schooling options. Your next chapter starts here Buyer is responsible for all certifications. Seller never occupied. Neither the seller nor the listing agent make any representation as to the accuracy of any information contained herein. Buyer must conduct their own due diligence, verification, research and inspections and are relying solely on the results thereof. Buyer to pay all closing costs and transfer tax.

1951 N 52nd St, Philadelphia

Listing courtesy of RE/MAX Select Group. Contact:

1630 N 10th St, Philadelphia
$274,500
3 Beds ⋅ 2 Baths
Welcome to 1630 N 10th Street, a well-maintained and recently updated 3-bedroom, 1.5-bath home offering comfortable city living with the added convenience of off-street parking and a spacious backyard. Step inside to a bright, open layout featuring an updated kitchen with newer appliances, refreshed bathrooms, and plenty of space for both everyday living and entertaining. Upstairs, you’ll find three nicely sized bedrooms along with an updated full bathroom. Outside, the large private backyard provides a great extension of the living space—perfect for entertaining, gardening, relaxing, or creating your own outdoor retreat. A private driveway provides the convenience of off-street parking, a valuable feature in the city. Located just blocks from Temple University with convenient access to public transportation, shopping, dining, and major routes throughout Philadelphia, this move-in-ready home offers an appealing combination of updated interiors, outdoor space, parking, and a convenient location. Schedule your showing today! Step inside the bright ground-level entryway, where you'll find a versatile lower layout complete with a convenient half bath, utility storage, and direct access to your own private oasis—a massive, fully fenced rear yard perfect for entertaining, gardening, or relaxing. This lower level also provides seamless access to your rare and highly coveted private driveway parking space right out front. Head upstairs to the expansive main living level, which boasts a wide-open floor plan connecting a sun-drenched living and dining area. This level features gorgeous updated flooring, crisp fresh paint, and central air conditioning to keep you comfortable year-round. Tucked privately down the hall are three spacious bedrooms, including a generous primary master bedroom, all sharing a pristine full hallway bathroom. Best of all? This is a Fee Simple property with NO HOA fees, giving you total ownership freedom and low monthly carrying costs. Positioned in the vibrant 19122 zip code, you are minutes from public transit, campus amenities, and the city’s best dining and nightlife. Don't miss out on this North Philly gem—schedule your tour today!

1630 N 10th St, Philadelphia

Listing courtesy of Houwzer, LLC. Contact:

1115 Overington St, Philadelphia
$199,900
3 Beds ⋅ 1 Baths
Beautifully maintained home featuring gorgeous original woodwork throughout, adding warmth and timeless character. The spacious layout offers generously sized rooms, a welcoming front porch, and incredible exterior space perfect for entertaining, gardening, or relaxing. The full basement provides additional storage and functionality, complete with garage access and a separate exterior entrance. A well-cared-for home with beautiful hardwood floors, preserved wood details, and a generous amount of indoor and outdoor space. Conveniently located near public transportation, shopping, and everyday essentials, 1115 Overington Street offers easy access to everything you need while enjoying the charm of a well-established Philadelphia neighborhood.

1115 Overington St, Philadelphia

Listing courtesy of Realty ONE Group Focus. Contact:

6112 Gillespie St, Philadelphia
$199,999
3 Beds ⋅ 1 Baths
Welcome to 6112 Gillespie St, Philadelphia, PA 19135! Move-in ready and beautifully maintained, this charming 3-bedroom, 1-bath home offers comfortable living in the desirable Wissinoming section of Northeast Philadelphia. There’s nothing to do but move right in! The renovated kitchen provides a fresh, modern feel, while the 2026 living room flooring adds to the home’s updated appeal. Major improvements include a new furnace installed in 2026 with all duct work in place should you want to install central air in the future, a 2026 refrigerator, and a roof replaced in 2017. For added convenience, the first-floor washer and dryer are approximately two years old. The home offers a practical layout with three bedrooms, one full bathroom, and comfortable living spaces ready for you to make your own. Outside, enjoy entertaining on the large deck within the fenced-in, maintenance-free yard. Enjoy all the conveniences of an established neighborhood with easy access to shopping, dining, schools, and public transportation.Located just blocks from I-95, this home provides an easy commute to Center City, surrounding Philadelphia neighborhoods, and New Jersey. Updated, well-maintained, and truly move-in ready—6112 Gillespie St is a wonderful opportunity to make Northeast Philadelphia home!

6112 Gillespie St, Philadelphia

Listing courtesy of Keller Williams Real Estate-Blue Bell. Contact:

2834 N 12th St, Philadelphia
$250,000
2 Beds ⋅ 2 Baths

2834 N 12th St, Philadelphia

Listing courtesy of Gardner Realty LLC. Contact:

no property photo
$340,000
4 Beds ⋅ 2 Baths
home offering modern updates, generous living space, and a move-in-ready experience. This home has been recently updated throughout, featuring a fresh, contemporary feel from top to bottom. The spacious layout provides plenty of room for comfortable everyday living, with four well-sized bedrooms and 1.5 bathrooms. One of the highlights is the finished basement, providing valuable additional living space perfect for a family room, home office, entertainment area, gym, or additional storage. With the renovations already completed, the new owner can simply move in and enjoy. Conveniently located near shopping, public transportation, schools, major roadways, and everyday amenities. Whether you're a first-time homebuyer, growing household, or investor, this beautifully updated Philadelphia home is one you won't want to miss. 4 Bedrooms • 1.5 Baths • Finished Basement • Fully Renovated • Move-In Ready Schedule your private showing today and make 7185 N 18th St your new home!

7185 18th St, Philadelphia

Listing courtesy of Keller Williams Real Estate -Exton. Contact:

2484 N 77th Ave, Philadelphia
$330,000
3 Beds ⋅ 2 Baths
Blooming trees out front welcome you to this recently renovated three bedroom, two full bathroom home on a beautiful, tree-lined street in the classic West Oak Lane neighborhood. Given a facelift in 2020, this home features tasteful laminate flooring on the first floor with modernized kitchen, a finished basement with its own full bathroom, and carpeted bedrooms on the second floor completed by a four-piece, sunbathed bathroom. Facing northeast in the front, the rear features a southwest sun exposure perfect for gardening in the rear driveway if so desired. Be a part of a longstanding community in North Philadelphia close to shopping and convenient regional transportation. Don"t let this one slip away!

2484 N 77th Ave, Philadelphia

Listing courtesy of Compass Pennsylvania, LLC. Contact:

3642 Jasper St, Philadelphia
$74,900
3 Beds ⋅ 1 Baths
Philly Home Advisors is proud to present 3642 Jasper St, a compelling value-add investment opportunity in Philadelphia’s Harrowgate section. This 3-bedroom, 1-bath townhouse is currently tenant-occupied and generating $675 per month, well below current market rent, creating significant upside for a new owner. The existing tenants would like to remain, offering the potential for continued occupancy while an investor evaluates future rent growth, renovations, and long-term strategy. The property features a functional layout, well-sized bedrooms, and a private rear patio, providing a strong foundation for future improvements. With immediate rental income, substantial room to increase cash flow, and long-term equity potential, this property is well-suited for buy-and-hold investors seeking a straightforward addition to their portfolio. Conveniently located near public transportation, shopping, schools, and neighborhood amenities. The property is being sold in as-is condition. Buyer shall be responsible for obtaining the L&I certification and any required Certificate of Occupancy.

3642 Jasper St, Philadelphia

Listing courtesy of BHHS Fox & Roach-Center City Walnut. Contact:

2834 Memphis St, Philadelphia
$185,000
3 Beds ⋅ 1 Baths
Nestled in the heart of Philadelphia, this charming 1925 traditional townhouse offers a perfect blend of historic character and modern convenience. With three spacious bedrooms and a full bathroom, this home is designed for comfort and functionality, making it an ideal retreat for anyone seeking a cozy urban lifestyle. As you step inside, you'll be greeted by the warm ambiance of classic brick construction, which not only adds to the home's aesthetic appeal but also ensures durability and low maintenance. The full basement provides ample storage space or the potential for a creative workshop or play area, allowing you to tailor the home to your needs. The neighborhood surrounding this lovely property is vibrant and welcoming, with tree-lined streets that invite leisurely strolls and a strong sense of community. Just a short walk away, you'll find a variety of local shops, cafes, and restaurants that showcase the rich culinary scene Philadelphia is known for. Whether you're in the mood for a cozy coffee shop or a trendy eatery, you'll have plenty of options right at your doorstep. For those who enjoy outdoor activities, nearby parks offer green spaces for picnics, jogging, or simply unwinding in nature. The area is also well-connected to public transportation, making it easy to explore all that Philadelphia has to offer, from its historic landmarks to its bustling arts scene. Parking is convenient with on-street options available, ensuring that you can easily come and go as you please. The intimate lot size of just 0.02 acres means less yard work and more time to enjoy the local amenities and community events that make this neighborhood so special. This home is not just a place to live; it's a lifestyle choice that embraces the charm of city living while providing the comfort of a traditional home. With its inviting atmosphere and prime location, this property is ready to welcome you into a new chapter of your life. Don't miss the opportunity to make this delightful townhouse your own and experience the warmth and vibrancy of Philadelphia living.

2834 Memphis St, Philadelphia

Listing courtesy of Keller Williams Real Estate Tri-County. Contact:

4443 Loring St, Philadelphia
$199,000
3 Beds ⋅ 1 Baths
Welcome to this well-maintained 2 Story home featuring new floorings throughout. Main floors feature spacious living room, formal dining room and an eat-in kitchen. Upper floors feature spacious bedrooms, offer ample closets and a 3pc hall bath. Lower floor provides valuable additional living space and includes a convenient half bath. A separate laundry area with entrance to the enclosed garage for additional storage space. Ideally located close to public transportation, schools, shopping, and everyday conveniences, this home offers comfort, space, and convenience in one great package. Priced to sell—don’t miss the opportunity to make this home yours!

4443 Loring St, Philadelphia

Listing courtesy of HK99 Realty LLC. Contact:

2307 E Clearfield St, Philadelphia
$259,900
Welcome to an excellent multifamily opportunity offering flexibility for both owner-occupants and investors.** This duplex features two separate living spaces with bright interiors, updated flooring, modern finishes, and functional layouts designed for comfortable everyday living. The **first-floor unit** offers a welcoming living space with an updated kitchen, stainless steel appliances, modern cabinetry, a full bathroom, and comfortable sleeping areas. The layout provides versatility for a variety of living arrangements. The **second-floor unit is shown in its current condition** and features an open and airy living area, a well-equipped kitchen with stainless steel appliances, spacious rooms, a full bathroom, and abundant natural light throughout. Neutral finishes and wood-look flooring create a clean, move-in-ready feel. Whether you are looking to **live in one unit and generate rental income from the other, or add a multifamily property to your investment portfolio**, this property offers attractive possibilities in a convenient Philadelphia location with access to shopping, transportation, and everyday amenities. **Photo Disclosure:** Some **first-floor listing photos have been virtually staged and digitally enhanced using AI** to illustrate the property’s potential. Furniture, décor, and decluttering shown are for illustrative purposes only and may not reflect the property’s current condition. **Photos of the second-floor unit reflect the property as it currently appears.** **Schedule your showing and explore the possibilities this duplex has to offer.**

2307 E Clearfield St, Philadelphia

Listing courtesy of Giraldo Real Estate Group. Contact:

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