North Central Homes under $400,000

North Central Homes under $400,000

Welcome to North Central Philadelphia, a vibrant and dynamic subdivision that perfectly encapsulates the spirit of city living while offering a sense of community and charm. Nestled in the heart of Philadelphia County, this area is a hidden gem that boasts a rich history, diverse culture, and a variety of amenities that cater to residents of all lifestyles.

One of the most appealing aspects of North Central is its affordability. Here, you can find a selection of homes priced under $400,000, making it an ideal choice for first-time homebuyers, families, and anyone looking to invest in a thriving neighborhood. These homes often feature classic architectural styles, spacious layouts, and the potential for personalization, allowing you to create the perfect sanctuary in the city.

Living in North Central means you’ll have access to an array of local parks, coffee shops, and eateries that reflect the area's unique character. Enjoy leisurely strolls through the neighborhood, where you'll encounter friendly neighbors and local artists. The community vibe is palpable, with events and gatherings that foster connections and celebrate the rich diversity of the area.

With convenient public transportation options and easy access to major highways, commuting to other parts of Philadelphia is a breeze. Whether you’re heading to the bustling city center for work or exploring the nearby attractions, North Central offers the perfect balance of urban convenience and suburban tranquility.

Discover your dream home in North Central Philadelphia today, where affordability meets community spirit in a neighborhood that truly feels like home.

Newest North Central Homes under $400,000

526 W Cambria St, Philadelphia
$275,000
Income-Producing Duplex | $3,000/Month in Rental Income Add a cash-flowing asset to your portfolio with 526 W Cambria St, an income-producing duplex generating $3,000 per month in rental income. With tenants already providing immediate income, this property offers investors the opportunity to step into an established revenue stream from day one. A new roof was installed in 2024, providing an important recent capital improvement and added peace of mind for the next owner. Whether you’re looking to expand an existing portfolio or make your first multifamily investment, this property offers a compelling combination of strong monthly income, multifamily utility, and recent improvements. $3,000/month in rental income. New roof. Two units. Immediate income potential. Schedule your showing and see what 526 W Cambria St can add to your portfolio.

526 W Cambria St, Philadelphia

Listing courtesy of KW Empower. Contact:

2334 N 17th St, Philadelphia
$270,000
3 Beds ⋅ 3 Baths
Welcome home to 2334 N 17th St. A stunning, fully renovated gem in the heart of North Philadelphia! From the moment you step inside, you'll be greeted by gleaming hardwood floors that flow seamlessly throughout the main living space, setting the tone for the craftsmanship found in every corner of this home. The kitchen offers a clean, modern feel with sleek tile finishes and ample cabinetry, creating a bright and functional space for everyday cooking and entertaining. Just beyond, the beautifully tiled bathrooms carry that same high-end touch, adding a polished, spa-like feel to daily routines. This spacious 3-bedroom, 3-bathroom home offers plenty of room to grow, relax, and make memories. Downstairs, the fully finished basement provides incredible bonus living space — ideal for a media room, home office, gym, or guest suite. And the surprises don't stop there: a beautifully enclosed back living space wraps around the side of the home, offering not one but two separate entrances — perfect for indoor-outdoor entertaining, a private mudroom, or flexible-use space that adapts to however you live. Every detail here has been thoughtfully redone from top to bottom, giving you true move-in-ready peace of mind in a home that blends comfort, style, and functionality. Ideally situated in North Philadelphia, this home offers convenient access to major roadways including I-76 and Broad Street, making commutes to Center City and beyond a breeze. Enjoy proximity to Philadelphia's SEPTA Broad Street Line for easy public transit access, nearby green space at Fairmount Park, and the everyday conveniences of shopping, dining, and community amenities throughout the surrounding neighborhood. This is city living with room to breathe — schedule your private showing today and experience it for yourself!

2334 N 17th St, Philadelphia

Listing courtesy of KW Empower. Contact:

3051 Judson St, Philadelphia
$145,000
2 Beds ⋅ 1 Baths
Affordable starter home or smart investment opportunity at 3051 N. Judson St., situated on a wide, desirable block with convenient parking on one side. Step into the main level featuring a spacious open living room and kitchen area, leading back to a versatile first-floor bonus room ideal for a formal dining space, home office, or extra living area. Upstairs, you will find two comfortable bedrooms—including one large enough to accommodate a king-sized bedroom set—along with a full hallway bathroom. Additional features include a nicely sized private backyard perfect for grilling or relaxing, and a very clean, unfinished basement equipped with a vapor barrier, an in-ground waterproofing system, and an active sump pump. Bring your ideas and make this great value property yours today!

3051 Judson St, Philadelphia

Listing courtesy of Realty Mark Cityscape. Contact:

2859 Ringgold St, Philadelphia
$160,000
3 Beds ⋅ 1 Baths
Welcome to 2859 N. Ringgold St., a nicely sized and well-maintained Philadelphia row home featuring fantastic exterior curb appeal. The main level offers a comfortable layout with a bright living room, a functional kitchen, and a versatile first-floor bonus room that can easily serve as a formal dining area, home office, or a children's playroom. Head outside to enjoy a nice-sized private backyard ideal for relaxing or grilling. Upstairs, the second floor hosts three comfortable bedrooms and a full hallway bathroom. Additional features include central air conditioning for year-round comfort and a clean, unfinished basement equipped with a wall vapor barrier and an active sump pump. Perfect as an affordable starter home or a high-potential addition to an investor’s portfolio—schedule your showing today!

2859 Ringgold St, Philadelphia

Listing courtesy of Realty Mark Cityscape. Contact:

1934 N 23rd St, Philadelphia
$275,000
4 Beds ⋅ 2 Baths
Seller is offering a $10,000 Seller Credit to help buyer with closing cost. This Home Qualifies for a lender paid 1% rate buy down for the first year for qualified conventional and FHA buyers at no additional cost to the buyer, realtors, or seller. Contact Michael Riverso of Movement Mortgage. Welcome to this beautiful three-story brownstone, where timeless charm has been thoughtfully preserved while modern updates have been incorporated throughout. Step inside through the welcoming foyer and into a spacious living room and dining area, followed by a stunning kitchen featuring stainless steel appliances and plenty of space for cooking and entertaining. The home offers four spacious bedrooms and two full bathrooms, providing plenty of room to spread out. A full-size, partially finished basement offers additional living space, storage, or the perfect opportunity for a home gym or recreation area. Step outside to a surprisingly spacious backyard with a true grassy yard a rare find in the city and perfect for entertaining, relaxing, pets, or play. Complete with central air and heat, this home beautifully blends original character, generous space, and the modern conveniences of today.

1934 N 23rd St, Philadelphia

Listing courtesy of Opus Elite Real Estate. Contact:

2430 N 16th St, Philadelphia
$96,900
4 Beds ⋅ 2 Baths
1400+ sq ft 4 bedroom, 1 full bath, 1 half bath house. 3 of the bedrooms are good sized bedrooms and 1 is small and maybe best suited for an office space. There is a good amount of recent new construction in progress/finished on the 2300 block of North 16th st as well as in the general area. Great rehab oppurtunity close to the main Broad St corridor which leads directly into Center City (approx 25 city blocks away). Also 2 blocks away from the local Broad Street Subway Line which gives quick access to all that Downtown Center City has to offer, Temple University, Fairmount ave area restaurants and bars, South Philly sports stadiums, etc. Property location offers a view of the Center City skyline from 16th st when looking south from outside the property.

2430 N 16th St, Philadelphia

Listing courtesy of Heritage Homes Realty. Contact:

2743 N 25th St, Philadelphia
$84,900
3 Beds ⋅ 1 Baths
Discover this charming 3-bedroom, 1-bathroom rowhouse located in the heart of North Central Philly. This well-maintained property features a classic side-by-side architectural style with masonry construction, offering both durability and character. The interior boasts luxury vinyl plank and tile flooring, enhancing its appeal and ease of maintenance. Enjoy the convenience of urban living with a bus stop less than a mile away and a metro/subway station nearby, making commuting a breeze. The property includes a full, improved basement, perfect for additional storage or potential living space. With new energy-efficient windows, this home balances comfort and efficiency. This property is ideal for those seeking a blend of historic charm and modern accessibility in a thriving urban environment. The seller is motivated.

2743 N 25th St, Philadelphia

Listing courtesy of Peters Gordon Realty Inc. Contact:

2526 N 19th St, Philadelphia
$25,000
3 Beds ⋅ 2 Baths
ONLINE AUCTION - Bankruptcy Ordered Auction. Three story rowhome located in North Philadelphia. Property sells via online auction, and list price reflects opening bid amount. Final sale price will be determined through competitive bidding, and this sale is subject to court approval. Sale is being conducted pursuant to Chapter 11 bankruptcy proceedings pending in the U.S. Bankruptcy Court, Middle District of Florida, Case No. 8:26-bk-01636-CPM, In re: RAD Diversified REIT, Inc., et al. Please contact listing agent for more information regarding the auction terms and conditions.

2526 N 19th St, Philadelphia

Listing courtesy of Sanford Alderfer Real Estate. Contact:

2031 N Gratz St St, Philadelphia
$230,000
3 Beds ⋅ 1 Baths
Turn key cash flowing property. Currently grossing $2800 a month. Property can be delivered vacant or with tenants. Rubber roof was replaced last year 2025. This is a good investment for an investor or a perfect purchase for a first time home buyer. This property is located on off campus temple ground less than half a mile from campus on a very quiet block with temple students. 3 bedroom and 1 bath. Half finish basement with washer and dryer in unit. ALL appliances working. up to buyer property will come half furnished if choose to keep. Seller has Appraisal for property appraisal 6-12 months ago

2031 N Gratz St St, Philadelphia

Listing courtesy of Perfect Place Real Estate Co.. Contact:

2016 W Boston St, Philadelphia
$25,000
3 Beds ⋅ 2 Baths
ONLINE AUCTION - Bankruptcy Ordered Auction. 3 bedroom, 1.5 bath rowhome. Property sells via online auction, and list price reflects opening bid amount. Final sale price will be determined through competitive bidding. Sale is being conducted pursuant to Chapter 11 bankruptcy proceedings pending in the U.S. Bankruptcy Court, Middle District of Florida, Case No. 8:26-bk-01636-CPM, In re: RAD Diversified REIT, Inc., et al. Please contact listing agent for more information regarding the auction terms and conditions. Final sales price will be determined through competitive bidding and is subject to approval by the U.S. Bankruptcy Court.

2016 W Boston St, Philadelphia

Listing courtesy of Sanford Alderfer Real Estate. Contact:

904 Sterner St, Philadelphia
$239,000
2 Beds ⋅ 2 Baths

904 Sterner St, Philadelphia

Listing courtesy of Opulent Realty Group LLC. Contact:

3123 N Stillman St, Philadelphia
$45,900
2 Beds ⋅ 1 Baths
This property is being sold as-is, where-is, offering a unique chance for investors or buyers looking for a project in a developing neighborhood. Please note, this property is being sold with no contingencies, so be prepared to move quickly on this investment. Don’t miss out on this opportunity

3123 N Stillman St, Philadelphia

Listing courtesy of Dan Realty. Contact:

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